Equity without surprises.
Model grant value, vesting schedules, exercise timing, and liquidity events so equity-heavy compensation does not surprise you at tax time or when shares unlock.
Tech and growth-company employees often have more wealth in unvested equity than in their 401(k). ISOs, NSOs, RSUs, and RSAs each carry different tax timing, AMT exposure, and liquidity constraints.
QuantRidge maps vesting cliffs, in-the-money value, and exercise scenarios so you plan before tender offers, IPO lockups, or 10b5-1 windows—not after the withholding shock.
Equity comp is not just a cap table curiosity; it is a core part of your wealth plan when it vests.
RSU grant
4,000 shares
ISOs offer potential long-term capital gains treatment but may trigger AMT at exercise. NSOs create ordinary income at exercise. RSUs typically vest into income automatically. RSAs have their own 83(b) election nuances. The platform explains timing implications at a high level.
Equity Compensation
Grant types demystified
IPO lockups, tender offers, and secondary sales each change what you can sell and when. Model net proceeds after tax withholding and estimate how concentration affects total portfolio risk.
Equity Compensation
Plan for liquidity events
Early exercise, cashless exercise, and hold-vs-sell paths have different tax and risk profiles. Run scenarios before your exercise window closes.
Equity Compensation
Exercise timing scenarios
A single employer stock position can dominate net worth. See equity comp weight relative to diversified holdings and plan diversification as shares unlock.
Equity Compensation
Concentration risk
Purpose-built tools for equity compensation—connected to your accounts at app.quantridge.net.
Cliff and monthly vest visualization with upcoming unlock dates.
ISO, NSO, RSA, and RSU treatment at a glance.
Estimate tax and net shares for exercise timing choices.
High-level ISO AMT exposure flags for CPA follow-up.
IPO, tender, and 10b5-1 context in one workspace.
Employer stock weight vs diversified portfolio.
Platform depth
The equity compensation module animates vesting cliffs, tracks in-the-money value, and models exercise paths with estimated withholding. See what vests next quarter before it hits your W-2.
Grant types
ISO, NSO, RSA, RSU
Scenarios
Exercise, sell, hold
RSU grant
4,000 shares
A practical workflow from setup to insight—designed for self-directed investors.
Add grant type, strike, shares, and vesting schedule.
Monitor upcoming cliffs and in-the-money value.
Compare tax and net proceeds across timing choices.
Plan sales and reinvestment as concentration limits dictate.
No. We model scenarios; elections and filings require your CPA or attorney.
Yes. Stack grants from refresher awards with independent vest schedules.
Illustrative only. Consult a tax professional for ISO exercise decisions.
Enter your latest 409A or fair market value estimate for modeling.
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