Actuarial analytics, underwriting intelligence, and reserve management
QuantRidge helps insurance carriers, reinsurers, and MGAs manage underwriting analytics, reserve modeling, claims tracking, and regulatory compliance — with AI that surfaces insights across your book of business at scale.
Key metrics tracked
Everything you need
Purpose-built features for Insurance — not generic finance tools bolted together.
- Actuarial reserve models: chain ladder, Bornhuetter-Ferguson
- Underwriting analytics by line, class, and territory
- Claims dashboard with severity, frequency, and development tracking
- Risk-based capital (RBC) ratio monitoring and projection
- Reinsurance treaty analysis and ceded premium tracking
- Regulatory reporting: NAIC, Solvency II, IFRS 17
- Loss development factor (LDF) modeling
- Policy and book profitability analytics by segment
- Catastrophe exposure modeling and aggregation
- Compliance workflow management and audit trails
AI Capabilities
Powered by QuantRidge AI agents
- Claims pattern anomaly detection and fraud flagging
- Underwriting recommendation scoring by risk class
- Reserve development narrative generation for board reports
- Regulatory filing data extraction and validation
- Catastrophe scenario interpretation and exposure commentary
- Actuarial assumption benchmarking against industry data
Connects with
How it works
A workflow built for how insurance teams actually operate.
Ingest your book
Connect policy, claims, and financial data from your core system or policy admin platform. Get a clean, consolidated view of your entire book with automatic data quality checks.
Monitor underwriting performance
Track loss ratio, combined ratio, and profitability by line, class, territory, and agent — with drill-down to individual policy performance and claims history.
Model reserves
Run actuarial reserve analyses using chain ladder, BF, and other methods. Compare results across methods and track reserve development against prior estimates.
Report to regulators and stakeholders
Generate NAIC statutory filings, IFRS 17 disclosures, and board-level reserve reports — with built-in approval workflows and audit trails for every calculation.
Common use cases
How Insurance teams use QuantRidge every day.
Reserve adequacy analysis
Run multiple actuarial methods side by side, compare to prior ultimates, and document the selected reserve with supporting rationale for regulator review.
Underwriting portfolio optimization
Identify profitable and unprofitable segments of the book — by class, territory, or agent — and model the impact of rate changes and underwriting restrictions.
Catastrophe aggregation
Aggregate PML and EML exposures by zone and peril, model reinsurance protection, and stress-test the retained net position against catastrophe scenarios.
IFRS 17 reporting
Calculate CSM, RA, and BBA/PAA measurements for IFRS 17 compliance, with automated roll-forward schedules and disclosure notes.
Ready to see it in action?
Get a personalized demo for your Insurance team, or start a free trial today.